Car Insurance Australia Government

Car Insurance Australia Government – Car Insurance – Save up to 10%* on the first 12 months of your comprehensive car insurance if you quote and buy a new policy online2 Get a quote Download a quote

Up to 10% off your first annual premium when you quote and buy a new comprehensive car insurance policy online.

Car Insurance Australia Government

Coverage options Accidents can happen to anyone, even the most experienced driver. Car insurance through Australian Unity can help eliminate the anxiety of driving. Whether you’re looking for comprehensive cover for your vehicle or simply for damage you cause to others, Australian Unity car insurance offers a range of features and benefits designed to suit customers with different needs.

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The highest level of cover we offer for your car, providing cover against fire, theft, accidents and willful damage. It can also cover your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident that is partly or entirely your fault.

It covers your legal liability for loss or damage to someone else’s property caused by a car accident that is partly or entirely your fault.

This is just a summary. For information on what is and what is covered and the standard terms, conditions, limitations and exclusions of coverage, please read the Product Disclosure Statement.

Getting a quote is easy, but before you start it’s helpful to know the level of cover that suits your needs and budget, as well as the details of your car such as the registration number and -driving history.

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“The agent I spoke with was very helpful in adjusting my policy to fit my needs. The price of the policy was extremely competitive. My previous insurance company could not come close to your price.

“Personalized and friendly service. A patient, calm, experienced and friendly consultant who answered my questions and helped me buy the product that was best suited to my needs.”

“I was always informed of my request and what stage I was at. The repair was done quickly and I am very pleased with the standard of work.’

A convenient way to submit an insurance claim is through an online claim form. You can submit your insurance claim notification 24 hours a day, 7 days a week.

What Is Comprehensive Insurance And What Does It Cover?

Comprehensive car insurance provides cover against fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else’s property caused by a car accident that is partly or entirely your fault.

It also includes reasonable towing costs after a covered accident, emergency repair costs up to $500, recoding or recoding if the vehicle keys are stolen up to $1,000, and replacement of any child seats or child pods in -vehicle after an accident covered up to $500 each. accident.

Our comprehensive car insurance policies include cover for accidental damage or loss to your vehicle, including floods, storms and hail. Please note that a grace period of 72 hours applies to cover loss or damage caused by cyclones, floods or bushfires. Please see the PDS for more information and terms and conditions, including your responsibilities.

Compulsory third party car insurance is required in all states in Australia. It is often called CTP insurance. CTP Insurance provides cover for people killed or injured in a car accident for which you or the driver of the vehicle are at fault. Please note that CTP insurance does not provide any cover for property damage.

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Your car insurance deductible is the amount you have to pay per accident when you make a claim. Unless we tell you otherwise, when you make a claim under the policy, you will have to pay a surcharge – which is a type of co-payment for your claim.

Having a deductible can help keep premium costs down by reducing the number of small claims. The amount and type of deductible you will pay will be shown on your policy schedule.

Comprehensive car insurance provides cover for theft. You also get a car rental after your vehicle is stolen, for up to 30 days at a maximum rate of $100 per day, subject to PDS terms, conditions, limitations and exclusions.

Do I need to include my son or daughter in my policy if they occasionally drive my car?

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It is important to list all drivers on your policy. If the driver is not named on the policy and you need to make a claim, you may have to pay an age premium if you are under 25 or an unnamed driver premium when the Named Driver option is selected.

Australian Unity Bank Limited ABN 30 087 652 079 AFSL 237994 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz). We do not provide any advice based on any consideration of your goals, financial situation or needs. Therefore, you should consider whether the product is right for you. Rules terms, conditions, limits and exclusions apply. Before making a decision, please read the Product Disclosure Statement, which can be found here. Target market determination is available by calling 1300 130 935.

If you buy this insurance, we receive a commission which is a percentage of your premium, up to 10%. Please ask us for more details before we provide you services. It is important that you read our Financial Services Guide (FSG) before taking any advice or taking out insurance with us. You can download Australian Unity Bank Limited FSG from here.

Minimum premiums may apply. All discounts/entitlements may be subject to rounding and only apply to the extent that the minimum premium is not met. If you are eligible for more than one, we will also apply each in a predetermined order to the award (net of taxes and government charges), minus any discounts/entitlements previously applied. Discounts may not apply to premium for optional coverage.

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The online discount only applies when you quote and buy new comprehensive car insurance policies online. All discounts offered online apply to our standard rates (excluding optional cover) and relate to the first year’s premium only (unless otherwise stated). Promotional discounts or other discounts may occasionally be applied to customers who apply for insurance through other methods.

The Safe Driver Discount only applies to comprehensive car insurance policies. Any entitlement to a discount is determined by the insurance and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum safe driver discount that can be applied to new policies is up to 10%.

Applicable to comprehensive car insurance policies only, if you choose to reduce your premium by selecting the Named Driver option and naming all drivers on your policy, an unnamed driver will incur a deductible of $2,500 (this replaces the principal deductible and any other deductibles, when applicable. ).

Installment prizes may be subject to slight adjustments (up or down) due to rounding and financial institution transaction fees may apply.

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Selection of Service Provider – If you choose your own service provider, we may require another quote from another service provider selected by us, just to ensure that the quote you receive is reasonable. We can then authorize a repair, pay you reasonable repair costs or the value of the car (contract or market value – as set out in your policy calendar) or trade in your new car when the policy conditions. With our low mileage comprehensive car insurance policy, you can save on premium just for driving less than 10,000 km per year.

Make the switch and you’ll get the same comprehensive cover for a cheaper premium if you don’t drive more than the agreed number of miles during the policy period.

Get a comprehensive car insurance quote from Budget Direct and let us know if you drive less than 10,000km a year.

Please provide us with an initial odometer reading within 21 days of your policy start date and an updated reading within 21 days of each renewal of your policy and each time you make a claim.

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If you choose Budget Direct Car Insurance, we’ll make sure you and your car are protected with our range of benefits, including:

File a complaint online or by phone at any time of the day or night, 365 days a year.

If you exchange your Budget Direct insured car for a similar one, we’ll automatically provide the same level of cover for your replacement car for 14 days from the date of purchase – even if you don’t contact us.

You can limit your policy to drivers over a certain age: 21+, 25+, 30+, 40+, 50+ – the largest age range of any major insurer.

Comprehensive Car Insurance

You will receive a No Claim Discount (NCD) on your premium for each year you do not make a fault claim (limited to 5 years)

You can choose your driver’s age limit, mileage and/or basic deductible when you receive a quote and buy a policy or – if you’ve already bought one – by contacting us or logging into your online account and editing the your policy.

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