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Car Insurance For Veterans – Home › Shopping for Auto Insurance › Auto Insurance Discounts › Best Car Insurance for Disabled Veterans in 2024 (Top 10 Companies)
2024 Best Disabled Veterans Auto Insurance (Top 10 Rated Companies) AAA, State Farm and Progressive offer the best auto insurance for disabled veterans. AAA is our top pick with affordable rates starting at $84/month and roadside assistance. Insurance companies offer military discounts for disabled veterans, which can mean big savings.
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Luke Williams is a finance, insurance, real estate and home improvement expert based in Philadelphia, PA who specializes in consumer writing and research. He studied finance, economics and communications at Pennsylvania State University and majored in business communications. His insurance and finance articles have been published in Spokser, The Good Men Project…
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Dani Best has been a licensed insurance producer for almost 10 years. Dani began her insurance career in 2014 as a salesperson at State Farm. While working in sales, she earned a bachelor’s degree in psychology from Capella University and is currently pursuing a master’s degree in marriage and family therapy. Since 2014, Dani holds and maintains licenses in life, disability, property and casualty…
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AAA, State Farm, and Progressive have the best auto insurance for disabled veterans, with AAA topping the list with an average monthly rate of $84. These companies offer a variety of coverage options specifically tailored to the needs of disabled veterans.
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With military discounts offered by insurance companies, disabled veterans can take advantage of huge savings. However, each insurance company has its own policy regarding military discounts.
Some car insurance companies offer better military discounts than others. Most auto insurance companies offer auto insurance discounts to disabled veterans, not just active military.
Enter your zip code into the free quote tool above to find the best car insurance providers for your needs and budget.
Active military members get discounts almost everywhere they do business, including auto insurance companies. But the question remains: Do auto insurance companies offer the same discounts to disabled veterans?
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The answer is yes. Generally, the military exemption will always apply to disabled veterans. It is important to note that disabled veterans are only eligible for the military exemption without the veteran exemption.
Military Auto Insurance Discount Amount Saved by Insurance Provider AllstateNA Assurance25% FarmersNA Geico15% Liberty Mutual4% MetLife15% Safe Auto25% SafecoNA State FarmNA The GeneralNA USAANA
Not all car insurance companies have the same policies. For example, here are auto insurance companies that offer special discounts to veterans:
Auto Insurance Discounts for Veterans by Insurance Provider Savings Progressive25% Safeco25% State Farm25% Geico15% Insurance25% Safe Auto25% MetLife15% Liberty Mutual4% AllstateNA FarmersNA State FarmNA The GeneralNA USAANA
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If you want to get discounts on car insurance as a disabled veteran, you should get quotes from any of the companies on this list and choose the cheapest option.
You’re probably wondering, “What information do I need to get a disabled veteran’s discount?” To get the disabled veteran discount, you need to prove that you are a veteran.
The insurance company should tell you how to verify your identity, but you’ll usually need to provide a specific ID verification certificate. Kristen Gryglik is a licensed insurance agent
You must also provide a medical letter from your doctor certifying that you can drive. This letter prevents any disabled veteran car insurance company from legally charging you higher rates because of your disability.
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What does a disabled veteran mean to car insurance companies? Well, if you have a medical condition, insurance companies classify you as a disabled veteran driver. While insurance companies cannot discriminate against disabled drivers, they can recognize the risk you take if your disability impairs your ability to drive.
For example, blind disabled veterans are a risk to any insurance company and charge slightly higher rates. Also, if you have a bad driving record or DUI, you will also see higher rates because auto insurance companies will check your driving record. Learn how car insurance companies check driving records.
So which insurance companies give discounts to veterans? Many auto insurance companies offer discounts to active military, veterans, and disabled veterans. Sometimes these discounts may apply to family members and relatives on the same policy. However, there are some exceptions.
According to our extensive research, USAA and Geico are the only two companies that offer disabled veteran auto insurance discounts in the United States.
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For more specific information, contact your insurance company to learn about their policies for extending auto insurance discounts to disabled veterans. You can learn more by reading our Geico auto insurance review.
Because USAA already provides auto insurance to military members, veterans and their families, they do not offer additional military auto insurance discounts to their customers.
However, the company offers discounts on stored and garaged vehicles to deployed agents. Also, let’s take a look at USAA’s average auto insurance rates by state:
State US Rate Average Alaska $ 60 $ 103 Alabama $ 56 $ 105 $ 116 Arizona $ 63 $ 112 California $ 74 $ 140 $ 78 $ 115 $ 7 $ 7 Connecticut $ 7 $ 1 $ 1 $ 1 $ 1 $ 1 $ 1 $ 5 $ 234 $ $ 5 $ 1 $ 5 $ $ 123 Idaho $40 $77 Illinois $62 $92 Indiana $43 $92 Kansas $56 $111 Kentucky $72 $145 Louisiana $98 $173 Maine $53 $101 Maryland $80 $129 $8 Michigan $312 $8 Minnesota $5 $1 5 $37 or $1047 $50 $2644 North Carroll $50 $644 4 New Hampshire $41 $86 New Jersey $61 $138 New Mexico $65 $105 Nevada $69 $114 New York $85,418 $18 $18 Ohio Oregon $58 $102 $Pennsylvania $57 $57 $112 South Island $19 $1 $9 1 $6 $ Tennessee $58 $102 $62 $240 $13 $130 $93 Washington $46 $80 $7 West Virginia $47 $4 $1 Wisconsin $6
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If there is only one car insurance company that cares about military members, veterans and their families, USAA is the best choice. You can learn more by reading our USAA car insurance review.
Buying car insurance for a disabled veteran doesn’t have to be a hassle. The table below shows monthly car insurance rates for disabled veterans.
By following these tips, you can ensure that you get the best disabled veteran car insurance at the price you can afford.
Finally, many insurance companies offer discounts to active members. These discounts are often available to disabled veterans, but you must prove that you can drive.
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If you have a medical certificate proving your ability to drive, you can usually get great disabled veteran car insurance discounts from Geico or USAA. Get the best car insurance rates possible by entering your zip code below into our free comparison tool.
AAA provides roadside assistance services for disabled veterans at an affordable cost, averaging $84 per month.
Interestingly, no branch of the US military automatically provides auto insurance to active duty members. Therefore, service members must purchase and maintain auto insurance.
The good news is that many insurance companies offer discounts to active members. The only challenge is doing market research on the best auto insurance companies, their rates, and specific military discount policies.
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It’s also worth noting that your rates may be affected by your driving experience and where you live.
USAA offers affordable car insurance for military and veterans. As a company founded by the military for the military, USAA has special programs and special discounts specifically for veterans.
Veterans and the military often pay the cheapest car insurance rates. Because of their heroic service, insurance companies offer many military discount options.
Progressive offers a 25% military discount on auto insurance. However, the graduated military exemption is only available to active duty service members in Louisiana.
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If you are a disabled veteran, you are better off looking elsewhere for cheap car insurance rates for disabled veterans. Read our progressive car insurance discounts to find out more.
Like Progressive, State Farm only offers a 25% military discount to active duty members in Louisiana. If you’re looking for a disabled veteran discount from State Farm, you’ll be disappointed to learn that they don’t currently offer it. However, State Farm offers other discounts and benefits to members of the military and veterans, such as safe driver discounts, anti-theft discounts and highway policy discounts.
Geico and USAA offer military discounts in all 50 US states. Both car insurance providers were established specifically to serve government and military personnel.
USAA does not offer discounts specifically to disabled veterans, as it already offers discounts to veterans and their families. However, disabled veterans may still qualify for other discounts, such as the multi-policy discount, the Safe Driver discount, or the SafePilot discount. Learn about this discount in our USAA SafePilot review.
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National Guard members are eligible for any military discount offered by an auto insurance company. Military exemptions are available to any active duty member of all branches of the US military, from the National Guard to the Navy SEALs.
If you are on active duty
