Table of contents:
Car Insurance Online United India – Note: A brief overview of the policy is provided For complete information, please refer to the policy wording or visit our nearest branch
(a) In case of vehicles more than 5 years old, the IDV will be obtained by deducting the price specified in the toll from the showroom price of the particular make and model of the vehicle.
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B) In case of more than 5 years old and obsolete models (production of vehicles which the manufacturers have abandoned), they must be insured for the current market value of the same agreement between the insurer and the insured. .
Idp / Carnet
Includes loss or damage to the vehicle and/or accessories due to Section I of the Package Policy
If the vehicle is disabled in an accident, cover is provided for the following costs:
As per Clause II of the Package Policy, the following charges are payable as per the limit of liability prescribed in the Motor Vehicles Act:
25% discount is available on OD rates Policies covering these vehicles are Agreed Value policies
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200/- 50/- for domestic car and 50% discount on maximum compensation premium for two motorized bikes only.
2.5 on OD component of premium. %% Discount Maximum Rs 200/-. ARAI Re-Approved Equipment – Equivalent installation on vehicles certified by the Automobile Association of India.
An additional premium must be paid to extend the coverage of the package and liability policies in the following cases:
A) Bangladesh b) Bhutan c) Nepal d) Pakistan e) Sri Lanka f) Maldives charging an additional premium of Rs. 500/- per vehicle in case of package policy and 100/- per vehicle in case of liability only policy.
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Electrical/electronic accessories which are not part of the manufactured and imported vehicle shall be covered separately by paying an additional premium of 4% on the cost of such accessory.
Vehicles equipped with CNG/LPG bi-fuel kits must be declared separately and a premium of 4% is levied on the cost of this kit.
50/- additional premium for OD cover for all vehicles except various commercial vehicle types: It is Rs.50/- for various commercial vehicle types. 100/-.
In case of change of ownership, please ensure that you transfer the insurance policy within 14 days from the date of transfer of ownership.
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A vehicle may be replaced by another of the same class during the policy balance period, subject to premium adjustment, if any, on a pro rata basis from the date of replacement.
