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Car Insurance South Carolina – We found that American Airlines has the cheapest SR-22 insurance in South Carolina. The average price for SR-22 coverage offered by American National is $93 per month or $1,117 per year, which is 64% lower than the state rate.
Companies like State Farm and USAA offer low rates for SR-22 drivers in South Carolina. Since the cost of SR-22 insurance varies by company, you should compare prices before purchasing your policy.
Car Insurance South Carolina
We found the cheapest SR-22 insurance companies in South Carolina by calculating average rates for drivers with a suspended license, DUI or driving record.
You Need Rental Coverage On Your Car Insurance Policy
Our driver example is a 30-year-old male driver of a 2017 Toyota Camry LE with average credit who has a policy with the following limits:
Some operators may represent subsidiaries or affiliates. The quoted price is an example of insurance costs. Your actual quote may vary.
The SR-22 is not a form of auto insurance, but the form that your insurance company applies to the state of South Carolina to prove that you have coverage. If you need an SR-22 in South Carolina, you need at least the following amounts of auto insurance:
SR-22 coverage may be required after a driver’s license suspension or serious offense, such as driving without insurance or driving under the influence of alcohol or drugs.
Best Charleston, South Carolina Auto Insurance In 2024 (top 10 Providers)
In fact, after a driving under the influence (DUI) or DUAC conviction, you need to have an SR-22 on file to get a temporary driver’s license as part of South Carolina’s mandatory ADSAP drug addiction program. .
Claiming an SR-22 makes it more expensive to get insurance, but it means more fines and license suspension as your payments go down while an SR-22 is required, so getting insurance is important.
Let’s say you don’t have a car, but you have a driver’s license and you get caught driving under the influence, or your license is suspended. You may need to get an SR-22, but since you don’t have a car, you may need to get a policy without an SR-22.
A non-title policy provides the same coverage as a standard policy and allows you to regain your driving privileges. It is also somewhat cheaper than a standard policy because it has lower limits than a standard policy. .
Full Coverage Car Insurance Cost In 2024
For high-risk drivers, SR-22 coverage can be more difficult to find because not all companies offer it. An independent agent can shop around to find the information you need.
South Carolina requires drivers to keep an SR-22 for three years. If the driver leaves early, the state is automatically notified.
If you lose your SR-22 coverage, you will no longer be able to drive. They can also be fined or imprisoned.
You must have auto insurance to drive in South Carolina. If not, you will have to find an insurance company to file the SR-22 for you (and your insurance costs will go up significantly).
Sue The Person, Not The Insurance Company
Andrew Hurst is a senior editor who has spent his career writing about life, disability, home, auto and health insurance. His work has appeared in the New York Times, Wall Street Journal, Washington Post, Forbes, USA Today, NPR, Mic, Insurance Business Journal and Property Casualty 360.
Anna Swartz is a senior editor specializing in home, auto, renters and disability insurance. Before that, he was a senior writer at Mic and an employee at Dodo. His work has appeared in Salon, HuffPost, MSN, AOL, and Heeb.
