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Compare Car Insurance South Australia – Whether you live in Adelaide, Mount Gambier, Port Lincoln or Oodnadatta or anywhere in between, we have a wide range of car insurance to choose from.
Compared to previous car insurance premiums, our South Australian car insurance customers who switched to Budget Direct package car insurance told us they saved an average of $###.
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This explains why we won Canstar’s Best Car Insurance award for 18 consecutive years from 2007 to 2024.
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Covers loss or damage to your vehicle due to accident, theft, bad weather, malicious damage and fire; And your liability for accidental damage to other people’s property caused by your vehicle.
It offers the same coverage as third party property only, with additional protection against loss or damage to your vehicle due to fire and theft.
If your damaged vehicle is drivable, we request that you take it to one of the following locations for evaluation and repair:
If your damaged vehicle cannot be driven, call us on 1300 885 996 and we will arrange for it to be towed.
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Once we have assessed the damage to your vehicle and approved the repair, we can assign a repairer and manage the entire repair process on your behalf.
For $89.95 per year – about $1.75 per week – you can get 24/7 nationwide roadside assistance.
Whether you’re stranded near Rundle Mall or out in the cold and dry in the Barossa Valley, our South Australian network of roadside contractors means you’re never far from help.
All vehicles in Australia must have CTP cover before they can be registered and legally driven on the road; Drivers pay this fee as part of the vehicle registration fee or separately.
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In most cases, we can arrange to transport our customers’ vehicles from the accident site to the towing company’s yard and then to our auto experts and repairmen.
However, Adelaide residents are required by law to call a “centralized operator” who will arrange a tow on their behalf.
Depending on the type of car insurance you choose, there are several ways to further reduce your insurance premiums, including:
Which car to insure depends on your type of insurance; There are three broad types of car insurance in Australia:
Comprehensive Car Insurance
If your policy has a “Selected Repairer” policy option, you can specify the repairer of your choice.
If you specify a repairer of your choice and he or she is not a repairer in our repair network, we will ask you to quote the repair from the repairer so that we can determine:
If any of these criteria are not met, we may deny permission for the repair and instead provide you with the following options:
If the car is unsafe to drive, we will pay to have the car towed to a repairer of your choice up to a maximum of 100 kilometres.
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Please note that if we allow your nominated repairer to carry out the repair, we guarantee the quality of the repair, but not the time required to complete it. Car insurance protects you from financial loss if your car is involved in an accident. There are three main types of car insurance: comprehensive car insurance, third party insurance and compulsory third party (CTP) insurance. Each of them cover different things.
For example, comprehensive car insurance covers repairs to your car for collision, fire, theft and weather damage. It also covers damage caused to someone else’s car or property caused by the use of your car.
Third party car insurance provides cover for damage caused to a car or property belonging to someone else other than you.
CTP covers you if the driver of your car is involved in an accident that injures someone else. CTP covers the victim’s medical expenses and any compensation they receive. See our CTP page for more information.
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Take a look at our car insurance options below and read our FAQs for more information. We’re here to make it easy and help you find the right cover option.
For the fifth consecutive year, we have been named Green Insurer of the Year 2024 by Finder. We are proud to receive this honour. A huge thank you to our customers, people and partners for helping us create a more sustainable planet.
This table will help you understand the main differences between comprehensive car insurance and third party property damage insurance. Please read the applicable Product Disclosure Statement (PDS) and Target Market Definition (TMD) for complete details including applicable limitations, exclusions and conditions.
Visit our comprehensive car insurance page or read PDS and TMD for more information.
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For more information, visit our third party car insurance page or read PDS and TMD.
When choosing auto insurance, it’s important to have the facts so you can make an informed decision. Understanding why you are covered can help you avoid unexpected costs.
Compulsory Third Party Insurance (CTP), also known as a Green Slip in New South Wales, is a legal requirement for vehicles registered in NSW, QLD, SA and ACT. If you or someone driving your car causes an accident in which someone else is injured, CTP will pay the cost of their compensation claim. It does not cover damage caused to your vehicle, other people’s vehicles or property. Other states and territories cover CTP as part of the vehicle registration fee, meaning you won’t be able to choose your own insurer.
You may also have car insurance in addition to CTP, although this is not mandatory. Car insurance can cover the cost of repairing or replacing vehicles and property if something goes wrong.
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Comprehensive car insurance covers accidental loss or damage to your car in the event of collision, theft or fire, or weather events like hailstorm or flood. It also covers damage caused to other people’s property by your vehicle.
Third party property damage is less covered by car insurance. This includes coverage for damage caused to someone else’s vehicle or property by the use of your vehicle. It will not cover repairs to your vehicle if the driver causes an accident.
Car insurance is a way to protect yourself from financial loss if something goes wrong. Depending on the type of car insurance, it may help pay for damage to your car in certain circumstances. For example, if your car is involved in an accident, Compulsory Third Party (CTP) car insurance covers reasonable and necessary medical expenses for those injured.
Comprehensive car insurance covers accidental loss or damage to your car due to collision, theft or fire, or weather conditions such as hail or flood, up to the insurance limit.
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Third party property damage insurance covers damage caused to a car or property belonging to someone else other than you. As an added bonus, it can cover loss or damage to your car due to fire, theft and attempted theft.
Comprehensive car insurance offers the highest level of protection. This covers collision, fire, theft and weather related repairs to your vehicle. It also covers damage caused to someone else’s car or property as a result of using your car.
Choosing the right car insurance depends on your needs and everyone’s needs are different. It is important to understand the difference between comprehensive car insurance and third party property damage insurance.
Comprehensive car insurance covers damage caused to your car and its driver, other people’s vehicles and property as a result of using your car. For example, if your car accidentally collides with another car at a traffic light.
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Car insurance offers less coverage for third party property damage. This covers your legal liability for damage caused to someone else’s vehicle or property by the use of your vehicle. If the driver of your car causes an accident, it will not cover repairs to your car. It also doesn’t cover losses caused by things like weather, fire or theft.
Third party property damage car insurance is an add-on that covers loss or damage to your car due to fire, theft and attempted theft, you can add fire and theft option for the premium. insurance certificate.
The easiest way to compare car insurance and find out how much it will cost you is to get a quote. Your premium is the purchase price of your policy. This is an amount we determine based on the strength of your policy, the options you choose, the total value of claims we pay, our cost of doing business and other commercial factors. ,
Basic excess is the amount you have to pay for a claim on your insurance policy. The more base extra you choose, the lower your premium will be. Before you decide, learn more about how excess insurance works.
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Check that the accident site is safe. If someone is injured or important
