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Msig Car Insurance Malaysia Review – Updated January 12, 2024 – We are pleased to announce that the windshield repair campaign has been extended until June 30, 2024 with the same terms and conditions.
When you repair your windshield instead of replacing it, your comprehensive personal auto insurance coverage will reimburse you with a windshield wiper motor add-on at no additional premium. By choosing windshield repair, you not only save your valuable time, but also contribute to less waste and a better environment.
Msig Car Insurance Malaysia Review
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All comprehensive passenger car insurance policies with a windscreen motor add-on are eligible for this campaign. This promotion begins on February 15, 2023 and will run until June 30, 2024 (December 31, 2023, both dates inclusive (“Promotional Period”)).
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For more information, click to read the FAQ and terms and conditions below. You can also consult your insurance advisor or call our customer service hotline at 1-800-88-(6744).
Below is content you may have seen on our Facebook page or shared with you by your insurance advisor.
Thank you for your interest and sending us your request. We will review your application and contact you if you are shortlisted for an interview. Third party insurance is basic car insurance that covers death or injury to a third party and damage to another person’s vehicle or property.
Third party, fire and theft adds coverage for damage caused by fire or theft to the insured vehicle to the insured vehicle.
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You know that even with comprehensive car insurance, your car insurance only covers your car in the event of an accident. This means you have to pay for hospitalization or emergency care.
To protect yourself and your passengers, consider a Driver Personal Accident Motor Addendum (DPA)*. If you were injured in an accident, DPA can cover permanent total or partial disability, medical expenses, hospital benefits, and more.
Did you know that windshield damage is often inexpensive and can be claimed against your comprehensive car insurance? However, making a claim against your motor policy will reset your no-claims discount (NCD), so it’s best to get a windscreen add-on, which provides additional cover to repair or replace your windscreen.
Note: Between February 15th and August 14th, when you choose to have your windshield repaired rather than replaced, Windshield Insurance will reimburse you for the excess amount at no additional premium. Choosing to repair both saves you time in the workshop and is environmentally friendly.
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When you’re in your car and the flood is rising, remember these simple steps to make sure you and your passengers are safe.
To find out more about 24 hour motor assistance and the special risk add-on, contact your insurance advisor or click here to get in touch.
For more information on compulsory excess and other important things to know about claims, contact your insurance adviser or click here to watch a video on compulsory motor excess.
Upgrades are an additional charge for older vehicles (typically 5 years or older) to cover the difference between replacing the old part with the new part. It is common in the industry when you make a claim.
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If you’ve been involved in a car accident, you should know about Own Damage Knock for Knock or ODKFK – it can make your claims easier and save you from NCDs too!
ODKFK allows you to file a claim with your own insurance company instead of the other party’s insurer. This deal means your claims will be processed faster.
Do you know what to do in the event of a personal injury claim? It’s always good to know the basics before filing a claim.
Auto insurance markets used to be regulated by fixed price structures called tariffs. In 2017, the industry began a phased liberalization of motor insurance, gradually introducing more competitive pricing and flexibility.
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We are now moving towards a more dynamic pricing system based on risk factors such as driver profile, vehicle type and historical claims information. This approach encourages competition, innovation and more accurate pricing.
As a consumer shopping for auto insurance, it is important to know the options available. Contact your insurance advisor today for more information!
File a police report immediately, take your vehicle to the nearest authorized panel repairer (if it is not drivable).
If you decide to make a claim. Notify your insurance advisor as soon as possible! The general claim rules can be found here.
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Take pictures of the accident scene, get the contact information of the people involved, and get any dash cam footage from your vehicle to make the claims process easier and faster. Above all, keep calm and cool, it will help you with the rest.
Wondering why choosing a specialized panel workshop is a smart choice? This is not only about reliable maintenance, but also ensures that the process runs smoothly.
Special motor supplement covers perils against various perils including floods, storms and typhoons. Click here for more information.
If your car is uninsured, you may not receive adequate compensation from your insurer in the event of an accident, theft or total loss. This means that you can cover part of the repair costs yourself.
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No Claims Discount (NCD) is a familiar term among car owners. This is a discount that insurers offer if there are no claims during the coverage period. By maintaining a claim-free record, your NCD ratio will increase, resulting in lower car insurance premiums.
Having an NCD is a wise financial strategy for safer driving and significant savings on car insurance premiums over time.
Thank you for your interest and sending us your request. We will review your application and contact you if you are shortlisted for an interview.