Car Insurance Kya H – What is insurance? Insurance means insurance, (what is insurance in hindi) insurance is your future asset, god forbid if any untoward event happens to you in this random life and you have taken your life insurance after getting your family members. Insured The company provides the amount according to the policy and the premium. It is not that there is only life insurance, there are also types of insurance (types of insurance in Hindi).
Insurance is not only for life, but also for essentials and property. Insurance protects us from financial losses caused by many unwanted events, such as fire, traffic accident, home theft, etc. If you have insured all this with an insurance company, then according to the conditions, the insurance company will pay the amount to the owner. on goods or Gives compensation to family members If you want protection and risky offers, then insurance is necessary.
Car Insurance Kya H
Now let’s talk about what insurance is So, apart from the body, insurance also applies to the house, mobile phone, bicycle or car
Benefits Of Car Insurance/ कार इंश्योरेंस के फायदे
According to the agreement of the insurance company, in the event of an accident, breakage, fire or damage, the insurance company compensates everyone according to the conditions. So you probably already understand what insurance is.
If this is visible, then there is a contract between the insurer and the insured. This means that there are two parts here, the first is the insurer (the insurer that provides the insurance).
In this contract, the insurer takes money (premium) from the insured, and then pays compensation according to the terms and conditions of the company if the insured is damaged.
Let’s say, you want to buy insurance, then when you go to the insurance company, we call it the insurer, the person who buys is called the insured, and thus a legal contract is formed between the two, which is called an insurance policy. .
Car Insurance Tips: गाड़ी का कितना हिस्सा डैमेज होने पर मिलेगा फुल इंश्योरेंस?
What is insurance Before you buy insurance, carefully analyze its conditions.
With insurance, we protect our family and ourselves financially. There are many low premium, high benefit plans in insurance that people don’t understand and that directly benefit the company.
Any company or person can take out insurance and when you go to the insurance company, the insurance company will decide which insurance to give you and which not to.
What is insurance If we are talking about roundabouts, first you have to decide which thing you want to insure, then the insurance company (insurer) correctly calculates your risk, then pays the compensation, how much you need to pay extra.
Own Damage Car Insurance । क्या है ओन डैमेज इंश्योरेंस? जानिए इसके अंदर मिलने वाले कवर और इस इंश्योरेंस के फायदे
Before choosing a policy, familiarize yourself with its conditions. Analyze every word in the proforma (instruction letter) or policy ie find out how much premium you have to pay, how much cover you have, what. Things can be insured, but not for what?
When we take out insurance, we have to pay some money, which is called a premium. Each policy has its own premium, the premium is paid annually, and some monthly. The insurer decides how much to charge based on your risk or what it covers and tells us about it. You may have figured out what the fee is.
If you regularly pay the premium every month every year and you have an accident during the insurance period, you can apply for insurance and the candidate can take out the insurance in absentia. In order to submit a claim for compensation, it is necessary to explain in detail all the important points related to the traffic accident, then the insurer will check the stated facts and, if your claim for compensation meets all the conditions, will give you the already established claim amount.
How many types of insurance are there in hindi meaning how many types of insurance are there so let us know about some important insurances.
Motor Insurance: दुर्घटना के कितने महीने बाद तक किया जा सकता है क्लेम, जानिए क्या कहते हैं नियम?
Its name includes health insurance, which means health insurance, it covers your treatment and medical expenses. There are many types of health insurance, some cover surgery, some cover illness, some cover illness.
If you wish, you can take out a separate policy for each illness or a general health insurance policy. Regardless of the premium you pay, your medical expenses, treatment and hospitalization are covered.
If you are thinking about buying a car or have already bought one, you may be thinking about car insurance. In this insurance, your car is insured and if there is an accident with the car, the company will compensate you according to the policy.
With education insurance, you can save money for your children’s education and once the policy premium is settled, you can use it for your children’s education.
Car Insurance क्लेम करने से पहले इन बातों का रखें ध्यान, लापरवाही की तो महंगा पड़ सकता है दावा
If you have home insurance, your home is covered, for example, home insurance covers damage caused by an accident, such as a natural event or house fire.
Life insurance means life insurance. It is useful during and after our life. If you want to take out life insurance, you can.
Life Insurance (How to do it) kaise kare or how life insurance is done. If you are absolutely sure that you want to take out life insurance, then contact the insurance company and arrange it. There are several insurance conditions that you should always keep in mind.
There are many well-known insurance companies operating in our country, I will try to tell you about the ones I know, with whom you can get insurance if you want.
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To buy life insurance online, you first need to go to their website and submit an online form, then the company’s agent will come to you and take all the necessary documents with signatures and buy your life insurance from the website online. to This is how you can call the company’s toll-free phone number.
There are certain rules and conditions here, for example, you must be in good mental health, must not be suffering from any disease and must be between 20 and 60 years of age.
Band kaise kare life insurance second report how to submit insurance? Capital means closed politics.
Therefore, you must first go to the insurance company and tell the employee that you want to surrender the policy. After that, the company will start the policy cancellation procedure.
No Claim Bonus Ncb In Car Insurance
Now let’s talk about what documents are required to close the policy. First, we need to make a binding rule.
After the policy has been forgotten or stolen, first obtain a copy of the policy from the company, then complete the statement of capital (formularie d’assurance no. 5074/3510) and give it to the company.
Insurance tax relief ie how can you save on tax? So Section 80 C, which aims to save income tax, states that you can get insurance tax exemption if you pay up to Rs 150,000 in premiums in a financial year.
To clarify, if you pay between Rs 1 lakh and Rs 1.5 lakh in a financial year, we are tax exempt on that.
Online कैसे चेक करें गाड़ी या बाइक का इंश्योरेंस स्टेटस? महज 2 मिनट में जानिए पूरी प्रक्रिया
1. You can claim up to 1.5 lakh life insurance premium through tax saving (Section 80C).
2. Through deduction of tax savings (section 80D) and health insurance premium, you can claim around Rs 25 thousand for yourself and your family and Rs 25 thousand for parents.
3. In order to take advantage of tax benefits, i.e. tax savings from insurance, you must complete an e-report for income tax.
Life insurance, health insurance or any other insurance. Everyone has a different claims policy. Let me try to tell you in detail.
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For this first you have to get FIR and medical report of deceased person if deceased report is not normal then in that case you should file FIR immediately and keep copy of FIR with you and if death is normal If it happened in hospital then it must save the medical report.
All these papers are ready