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How To Get Cheap Car Insurance Uk – Comparing insurance providers can be difficult and time-consuming. So we’ve done the hard work for you. Once you get a quote, we’ll compare the best temporary insurance deals. There are many factors to consider when comparing term insurance providers, such as benefits, maximum cover, level of cover, customer satisfaction and reviews. While this varies widely between insurance companies, the most important factor for most consumers is price.
Finding the cheapest temporary car insurance can be a challenge, so we’re here to make it easy. We shopped around, compared prices with all the major competitors, and in the name of transparency, here are the results:
How To Get Cheap Car Insurance Uk
As you can see from the infographic above, the cheapest 1-day car insurance provider is. Our starting price for one-day insurance is lower than the competition. This is a good indication that you will most likely get a cheaper price from us, of course every risk is different, every offer is different and this should only be taken as an indication and not a guarantee. Getting a quote takes just 30 seconds and is the best way to find out how much temporary car insurance really costs.
Cheap Car Insurance Hacks Guide
Remember, price isn’t everything! While it’s great to get the lowest price, make sure you’re getting the best terms and protection you need. You can read all our terms and conditions and policy documents here. Insurance can be a significant cost associated with owning a car – especially if you are a new or young driver who is statistically at risk. How much you pay for car insurance will depend on two main factors: your driving history and the price and performance of the car.
Your age, how long you’ve held your license and any fines or losses you’ve incurred are taken into account when calculating your premium.
All cars are classified into car insurance groups, from 1 to 50, mostly based on price. Cheap cars in the lower insurance bands are cheaper to insure, while expensive models in the 50 band or thereabouts are the most expensive. However, you should not base your decision on a car only on its insurance group, as many other factors can affect the price of insurance, so it is best to get quotes on several models before signing the contract. And remember, trading in a new car can save you more money than spending more money on a car with cheaper insurance.
Below you will find a list of cars with the lowest insurance groups. Not all of them are small cars – some superminis and even some compact SUVs fall into this category. Click below to read their personal reviews from our team of trusted experts or scroll down to read more about their insurance group.
How To Get Cheaper Insurance On My Car
The Volkswagen Polo is comfortable, elegant and has a cabin filled with selected soft materials to give the impression of a large car. Every Polo is also equipped with a touchscreen-based infotainment system. Polo models that qualify for lower insurance are fitted with a 1.0-litre petrol engine, which is fine if you’re driving around town: but if you’re a regular on the motorway network or fast A-roads, you’re probably better off. Swallow the additional costs and choose the variant with a larger engine.
The Hyundai i10 is a well-designed hatchback and comes with standard equipment including air conditioning and power windows, even in the base SE model. A touchscreen infotainment system is also available on the i10, a relatively basic trim level. The cabin has plenty of room for (just) four adults and the boot is big enough for the weekly supermarket shop. Thanks to its small dimensions and light control, the i10 is suitable for use in the city, with intelligent parking. However, with a 67bhp engine, you’ll have to work hard to keep up with fast-moving traffic – which is why such models fall into the lowest insurance category.
The Volkswagen Up is a bit old and can only be bought used or from dealer stock, but as a seasoned sports star still at the top of its game, it’s a car that still has work to do. . The interior looks simple, but if you look closely you’ll see that it’s equipped with standard equipment such as DAB radio, Bluetooth and air conditioning. Smart packaging – how space is used inside the car – means there’s more room inside than you might imagine. Plus, of course, this is a Volkswagen, so the interior quality is impressive for an affordable car. However, the Group 2 insurance-eligible 60bhp engine needs major repairs to keep up with traffic.
The Kia Picanto is a good choice for anyone looking for a good city car, thanks to its pleasant styling options and quality standard equipment. Step up to the base version and you’ll find a mid-range vehicle with alloy wheels, Bluetooth and air conditioning. Upgrade to a higher trim level and your Picanto will also include an easy-to-use touchscreen infotainment system. The 1.0-litre engine is great for city driving, but if you’re traveling at high speed on the motorway it can strain if the cabin is noisy: there’s a 100bhp turbocharged version, but it’ll cost more to insure. All Kia models also come with a seven-year warranty, giving owners peace of mind.
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The Dacia Sandero is the cheapest new car you can buy right now, proof that cheap doesn’t mean bad. There’s a decent amount of standard equipment, including Bluetooth and air conditioning, while a touchscreen infotainment system can be specified. Dacia has now ditched the entry-level Sandero Access, but the affordable Essential model fits insurance group 4.
The seats of the Ibiza are spacious enough for four adults, as well as a practical trunk volume of 355 liters. Its stylish exterior makes the Ibiza a desirable car and it has a character that is fun to drive. All models come standard with a color touchscreen infotainment system with leather alloy wheels and steering wheel. The 1.0-litre MPi produces just 80bhp, but the more modern 100bhp 1.0-litre turbo (known as the TSI) is expensive to insure.
Spend any time in the Renault Clio and you’ll be hard-pressed to remember that it might be classified as a Group 3 for insurance. The dashboard is smart and minimalist, with all the materials looking elegant and put together. There’s enough room up front to be comfortable, but anyone unlucky enough to try sitting in the back won’t be happy with the space on offer.
The Škoda Fabia is a car that represents great value for money and offers a real alternative to the Volkswagen Polo. The Fabia has the same equipment and engines as the Polo – it is based on the same Volkswagen concern – but at a lower price. The interior is comfortable, though not as good as the Polo, and the ride is comfortable.
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The base 1.0-litre Group 4 MPI engine feels a bit lethargic, so if you plan to drive the Fabia on the road it’s best to go for the variant powered by the more modern and powerful TSI engine. unfortunately. This puts the Fabia in a higher insurance category, but all versions are economy, so whichever you choose will save your wallet.
Although recently discontinued, the Kia Rio is still stylish, affordable and has a cabin that looks like a more expensive car. Some models are still available from the dealer’s stock or you can buy a used model. All cars have a lot of equipment, including Bluetooth and air conditioning. Medium to higher class vehicles are also standard equipped with an infotainment system with a touch screen. As with most of the cars on this list, opt for the base engine, which in the case of the Rio is a 1.2-litre unit with 84bhp, to get cheaper insurance.
The SUV-style Toyota Aygo will be launched in 2022 Cars in Pure or Edge trim can be found in Group 6, while High Spec Exclusive trim can be found in Group 7. Thanks to its light handling and higher ground clearance, the Aygo Add some visual flair to a more traditional city car .
The Insurance Group 1 variant of the Nissan Micra is no longer on offer, but the 92bhp 1.0-litre Acenta with CVT is available in affordable Insurance Group 4 (this goes up to Group 8 if you choose with manual transmission). Anyway, that’s it
