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Car Hire Insurance Uk Martin Lewis – A motorist has explained how Martin Lewis’ handy car hire tips helped them avoid being charged £400 while on holiday.
A savings expert shares four top tips for covering your summer holiday bills, including a little-known ‘overbooking trick’ to keep your costs down.
Car Hire Insurance Uk Martin Lewis
In his weekly email, Martin highlighted his “Song of the Week” featuring driver Chris and his experience renting a car for a wedding in France.
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Chris explained: “We went to a wedding in France last year and bought an extra £6 for the long weekend.
Car excess cover is a specialized form of insurance that acts as if it were your own insurance.
When you rent a car, basic insurance is likely to be included in the price you pay.
But if you have an accident, you will have to pay more than the damage, and the insurance provided covers everything beyond that.
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It works just like an optional deductible that you can opt out of for permanent insurance to lower your premiums.
Martin’s team at MSE have warned Brits that many rental companies will offer so-called ‘extra’ insurance to cover excesses, but this can cost more than £25 a day.
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This can cost as little as £2 a day and means a separate insurer will cover the excess in the event of damage.
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That’s exactly what Chris did, getting £400 from the insurance plus a ‘cheating bonus’ thanks to the change in exchange rates.
It comes after experts revealed three things you shouldn’t leave in your car when it’s hot – and two things you should keep in there. He said: “Car hire usually includes basic insurance, but at the collection desk they will almost always try to pressure you into ‘excess cover’ insurance which costs up to £25 a day, just using horror stories of huge debts. Scratch it – or sometimes suggest that you should.”
Instead, drivers should buy insurance up front, as it could cost them £2 a day – a potential daily saving of £23.
In addition, the MSE has warned people that the collection counter may try to discourage you by saying that pre-purchased insurance will not be valid.
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The MSE team said not to worry about it: “No problem as long as you still have it, just keep calm and carry on.”
You can find cheap car insurance by using comparison sites such as MoneySavingExpert, Compare Market or Go Compare.
Holidaymakers in Spain and Portugal can save up to £150 by canceling and rebooking earlier in the year, new figures show.
Then do another comparison search on a site like Skyscanner, Kayak or Travelsupermarket to see if you can save money.
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In future years, book well in advance, but choose a company that won’t cover cancellations if prices drop.
Drivers can save up to £200 on other holiday destinations by booking through companies or branches outside the airport. Sometimes they offer free shipping.
Avoid renting extras like satnavs or baby seats, as renting them for the week will be more expensive than buying new.
If you use smartphone sat nav apps to navigate abroad, be sure to pack the appropriate phone holder and downloaded maps before you travel to avoid roaming charges.
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